• We enjoy a fine reputation with our clients and insurers because we are honest in our representations
  • As a broker, we bring you choices
  • With our experience, we take the time with our clients to explain why one choice might be better than the next (see our things to think about page)
  • Did you know insurers charge you the same premium whether you work with them directly or go through a broker? If you go to the insurer directly, you get their view of the world, a broker will provide a more objective perspective


The Physicians Advocate sets itself apart from the competition. We have arrangements to represent almost all of the established and new professional liability insurance companies doing business in Florida. We provide to prospective clients the full spectrum of available markets while pointing out the strengths and weaknesses of each. The ultimate choice will reside with the client, but choices they will have indeed.


We pride ourselves on responding quickly to our client’s needs. As a broker, we are the intermediary between you and the underwriter, so sometimes patience is required while the underwriters make their evaluations and decisions. What we promise to do is get back to you in a very short time from when you have contacted us. If we have not achieved resolution to an issue, we will keep you abreast of developments through the courtesy of a prompt phone call. Stocked with seasoned professionals, at the Physicians Advocate, you will enjoy the high level of responsiveness that you expect and require.
Also, we work with the senior levels of the insurers we represent, often the Chief Underwriting Officer or the President of the insurer. If we do not feel you have received a favorable or reasonable response from an underwriter, we will seek appeal at the higher levels to ensure your best result.


Christopher Prestera, JD, CPCU, is President of The Physicians Advocate. Our firm specializes in serving physicians and other healthcare providers in the Medical, Life Sciences and Managed Care industries. Chris has worked in all aspects of the insurance industry beginning his career as a malpractice underwriter in NY to senior management with insurers and brokers over the past 33 years. Along the way, he was also able to collect his CPCU designation, secure his law degree from Seton Hall University School of Law and he has passed the bar exam in two states.

Michele Vaillancourt and Mike Abate are our seasoned Account Executives.