To implement the Ministry of Finance、Ministry of Education、The Notice on Further improving the Student Aid Loan Policy issued by the People's Bank of China and the CBRC2021]164number) and "About Doing Good2022Notice of the State Student Loan Real Estate and the Repayment of the principal "(Caijiao [2022]110No.) Spirit，Help students with financial difficulties to relieve enrollment and employment pressure，Now the National Student Funding Management Center、" issued by the National Development Bank's inclusive Finance Department2022Guidelines for Student Loan Loan Work, hosted by the National Development Bank of China Sky Bet (see attachment) for forwarding，and do it well2022Notice of the relevant matters of credit aid loans in our province's students in the year is as follows。
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The highest amount of national student loan is a college student every year12000yuan, graduate students every year16000yuan。Students applying for national student loans should be preferred to pay for tuition and accommodation fees during school，Excess part can be used to make up for daily living expenses。All places、Each college must attach great importance to，Further increase the policy of student aid loan、Application conditions and the promotion of procedures，In particular, it is necessary to focus on promoting the staged stages of the country's state -to -expenses this year's state -to -university graduates' national student loan interest and allow extension of this relevant policy，Policy publicity requirements cover all senior high school students、third grade students、college students and graduates who have applied for aid loans。It is necessary to unblock the service channels such as the local school funding the hotline phone，Strengthen the right "95593Propaganda of the Loan Call Center "，Make sure that there is a question of answering questions、Sky Bet I will solve the confusion。
2. Comprehensive implementation2022annual interest -free and principal delay repayment new policy
2022Notice of the State Student Loan Real Estate and the Repayment of the principal "(Caijiao [2022]110No.) Determined loan interest -free、Bullet delay repayment、Credit information reports three new policies。Where，Loan interest -free policy does not require loan students to apply，It is directly handled by the undertaking bank as required;，The host bank is opened after the application channel is opened，Announcement notification notification of loan students，Students apply for application as needed，Universities in various places should actively cooperate with the undertaking banks to do a good job of publicity; loan students due to the affected cause of the epidemic，If infected with new coronary pneumonia, hospitalization or isolation、Epidemic prevention needs isolation or observation、Participate in the epidemic prevention and control、Affected by the epidemic, no source of income, etc.，Unable to repay in time，Application to the loan contracting bank，and submit relevant certification materials such as personal commitments and other relevant certification materials in accordance with the provisions of the undertaking bank，After the undertaking bank is Sky Bet app identified，Related overdue loans do not make overdue records，The submitted will be adjusted。
3. Do a good job of loan acceptance in advance
(1) For the pre -sharing loan. Provincial2021Get high school in the autumn semester、Student information of student school aid for secondary vocational and colleges and universities，The provincial student funding management center has been uniformly introduced into the country's traffic assistance loan management system。All places、Each college should seriously do a good job of pre -sharing jobs for students other than those outside the school's financial difficulties，Pay close attention to the epidemic affected by the new crown pneumonia、Family financial difficulties affecting family economic difficulties affecting abrupt natural disasters。6Before the end of the month，Each county (city、District) Education Bureau shall introduce the pre -application information to the National Development Bank's student loan management system，Each college should introduce the pre -sharing information into the provincial student funding management information system。
(2) Do a good job of identity certification。To implement external regulatory requirements，This year, the identity Sky Bet authentication link of the on -site photography will be added when the student first applies for a student loan，That is to complete the ID through the main camera of Gao Pianyi、Admission notice and other materials after shooting，Image information for students and parents through the front camera。Scholarship loan acceptance on -site taking pictures for the first loan is a must -have work link，Unconducting photos will affect loan acceptance。Please follow "2022Guidelines for State Aid Loan Works hosted by the National Development Bank of China "Requirements，Do a good job of taking photos on the spot，Update and purchase equipment in time according to actual work，Yu2022year6month30Complete equipment debugging a few days ago，Make sure to carry out smoothly and orderly development。
(3) Update the electronic digital certificate of the contract。Our province has achieved full coverage of electronic acceptance of student loans。According to relevant national regulations，The validity period of the electronic digital certificate for the contract is5year，Some counties in our province (city、District) The electronic digital certificate is about to expire。Please actively cooperate with the contracting bank to submit the electronic digital certificate update of the contract，Debug Sky Bet the electronic equipment in advance，Guaranteed to be carried out smoothly。
4. Strict implementation
Related requirements for preventing and controlling the epidemic prevention and control of the location of the place in various places，According to "2022Guidelines for Student Loan Loan Work, hosted by the National Development Bank of China，Establish a loan acceptance work plan and emergency plan，Establishing an early warning mechanism，Effectively fulfill the responsibility of the subject of the epidemic prevention and control，Refine prevention and control measures，Guarantee prevention and control supplies。Do a good job of ventilation and sanitary disinfection of loan acceptance venues，Strengthen entry and exit management，Strictly implement the "Health Code+Body Temperature Measurement "Management，Try to reduce "interpersonal contact"。County (city、District) Appointment service should be adopted、fixed -point service、Sinking loan acceptance point, etc.，Number of personnel in a reasonable control place、Spacing，Urgent reminders to wear masks。Actively guide renewal students to choose to apply for loans online remote way，Create a window、Advantages and other measures to divert at the site of students and parents，Do a good job of emergency treatment。
5. Focus on Sky Bet app improving the effectiveness of post -loan management
All places、Each college must further strengthen the responsibility for postparts management，Strengthen the "School Land" linkage，Do a good job of information maintenance、Return to enable、Graduation confirmation、Integrity education and repayment notice，Comprehensive improvement of national student loan standardization、Refined management level。The requirements of the "Interim Measures for the Interim Measures for the Repayment of Student Loans in Jiangsu Province"，Regular statistics to death、Missing、Students who have lost labor or civil behavior，I or family encounters major natural disasters、I or family members suffer from major illnesses and students who are particularly low in economic income by the epidemic，Collection、Save relevant certification materials，Assist students or their agencies to apply for repayment assistance in a timely manner。
